How to Set Up Flexible Payment Plans on Sparkforge Invoices

Large-ticket invoices rarely get paid in one shot. Sparkforge lets you split a single invoice into a scheduled payment plan instead of issuing multiple invoices.

What payment plans do

• Break one invoice into multiple installments by percentage or fixed amount.
• Each installment carries its own due date and payment status.
• Reminders fire on each installment's due date until that split is paid.
• The customer can pay one installment at a time or several together. The invoice closes when the final installment clears.

How to add a payment plan

1. Open the invoice and click Add Payment Schedule.
2. Set each split as a percentage or fixed amount and assign a due date.
3. Send the invoice. The customer sees the schedule attached.
4. The customer pays a scheduled installment, or checks the box to combine multiple installments at once.

Why this exists

Partial payments give the buyer control over how much to pay and when. Payment plans give you control: you define the installment size and timing, the customer follows the schedule. Useful for service contracts, deposits plus balances, and any invoice where you want predictable cash flow.

Customizing the reminder emails

You can edit, enable, or disable the Payment Schedule Received notification. Go to Payments > Invoices & Estimates > Settings > Notifications > Customer Notifications, find Payment Schedule Received, and edit the email or SMS template.

Note: payment-schedule merge fields render empty if the invoice does not include a payment schedule.